Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Disability Income This calculator estimates your chances of becoming disabled and your potential need for disability insurance. Avoiding Cognitive Decline Try these activities to keep your brain sharp. You May Need to Make Estimated Tax Payments If… Have income that isn’t subject to tax withholding? Or insufficient withholdings? You may have to pay estimated taxes.