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Types of Annuities

<strong>Types of Annuities</strong>

Deferred Fixed Annuities 

Deferred fixed annuities can help your clients accumulate assets for retirement, and later, convert those assets into a guaranteed income stream for life or for a period they choose.

Index Horizons Fixed
Index Annuity*

Index Horizons is a single premium deferred fixed index annuity contract. Index Horizons offers an optional Guaranteed Lifetime Withdrawal Benefit Rider (GLWB) for an additional charge. 

*Available in all states except NY. 

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Income Annuities 

Income annuities are designed to provide an income stream for life, for a specific period or both, depending on the product and the contract owner's election.

MassMutual Odyssey Select

Odyssey Select provides a way to accumulate assets on a tax-deferred basis, without exposing your client’s principal to market risk. When the time is right, your client can convert the assets in the Odyssey Select contract into a guaranteed stream of predictable income.

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MassMutual Stable Voyage

If your client is looking for a conservative way to grow savings and provide steady income upon retirement, they may want to consider a MassMutual Stable Voyage single premium deferred fixed annuity. Stable Voyage provides a fixed rate of interest that is locked in for three, four, or five years, depending on the guarantee period chosen.

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MassMutual RetireEase Single Premium Immediate Annuity

MassMutual RetireEase (RetireEase) is a single premium immediate fixed annuity that can provide an additional source of guaranteed income in retirement. In exchange for a single purchase payment, a RetireEase contract guarantees a stream of income that isn’t affected by market ups or downs.

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MassMutual RetireEase Choice Flexible Premium Deferred Income Annuity

RetireEase Choice is a flexible premium deferred income annuity, specifically designed to provide future income you can’t outlive. As part of your client’s predictable income strategy, it can help strengthen the foundation of a retirement income plan.

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